Wire · FedWire

FedWire Message Builder

Generate FedWire ISO 20022 JSON/XML from structured forms and profile-aware presets.

pacs.008

.001.08

FedWire 2025

FI to FI Customer Credit Transfer · Outbound

Cycle date

Preset

Group headerrequired · 2 fieldsCollapse

Message ID*

IMAD only: 22 chars = YYYYMMDD + 8-char Endpoint ID + 6-digit sequence.

Creation date/time*

ISO 8601 datetime with timezone offset (e.g. -04:00).

Payment identificationrequired · 3 fieldsCollapse

Instruction ID*

FedWire-specific: max 16 chars (ISO 20022 base allows 35).

End-to-end ID*

Max 35 chars. Preserved through the entire payment chain.

UETR*

UUID v4 format. Universally unique end-to-end transaction reference.

Payment type informationrequired · 1 fieldsCollapse

Local instrument*

FedWire required: CTRC, CTRS, or CTRD.

Amount & settlementrequired · 3 fieldsCollapse

Settlement amount*

USD only. Max 9,999,999,999.99.

Settlement date*

YYYY-MM-DD. Must be a Fedwire business day.

Charge bearer*

Default SLEV. Allowed: SLEV/SHAR/DEBT/CRED.

Debtorrequired · 3 fieldsCollapse

Debtor name*

Originating customer legal name. Max 140 chars.

Debtor account ID*

Use Id/Othr/Id. Max 34 chars.

Street address

Building No.

Room/Suite

ZIP code

City

State

Debtor country*

ISO 3166-1 alpha-2 (e.g. US).

Debtor agentrequired · 3 fieldsCollapse

Debtor agent (ABA)*

USABA + 9-digit ABA routing number.

Debtor agent name*

Max 140 chars.

Street address

Building No.

ZIP code

City

State

Debtor agent country*

Instructing agentrequired · 1 fieldsCollapse

Instructing agent ABA*

USABA + 9-digit ABA. BIC not used for InstgAgt.

Instructed agentrequired · 1 fieldsCollapse

Instructed agent ABA*

USABA + 9-digit ABA. BIC not used for InstdAgt.

Creditor agentrequired · 3 fieldsCollapse

Creditor agent (ABA)*

USABA + 9-digit ABA routing number.

Creditor agent name*

Max 140 chars.

Street address

Building No.

ZIP code

City

State

Creditor agent country*

Creditorrequired · 3 fieldsCollapse

Creditor name*

Beneficiary legal name. Max 140 chars.

Creditor account ID*

Use Id/Othr/Id. Max 34 chars.

Street address

Building No.

Room/Suite

ZIP code

City

State

Creditor country*

ISO 3166-1 alpha-2 (e.g. US).

Remittancerequired · 0 fieldsCollapse

Remittance mode

Structured doc type code

e.g. CINV / CREN / DEBN

Structured doc number

Structured doc date

Unstructured remittance

Up to 140 characters.

Advanced (optional)required · 0 fieldsCollapse

Instructed amount

FedWire profile sample set shows this in all pacs.008 messages.

Ultimate debtor name

Ultimate creditor name

Previous instructing agent 1 ABA

Previous instructing agent 2 ABA

Previous instructing agent 3 ABA

Profile fixed values (read-only)required · 0 fieldsCollapse

Number of transactions

FedWire fixed value.

Settlement method

FedWire fixed value.

Clearing system code

FedWire fixed value.

Interbank settlement currency

FedWire fixed value.

Instructed amount currency

FedWire fixed value.

InstgAgt clearing code

FedWire fixed value.

InstdAgt clearing code

FedWire fixed value.

DbtrAgt clearing code

FedWire fixed value.

CdtrAgt clearing code

FedWire fixed value.

Valid · pacs.008 profile checks passed

<?xml version="1.0" encoding="UTF-8"?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pacs.008.001.08" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pacs.008.001.08 CustomerCreditTransfer_pacs_008_001_08.xsd">
  <FIToFICstmrCdtTrf>
    <GrpHdr>
      <MsgId>20260507B1QDRCQR000001</MsgId>
      <CreDtTm>2026-05-07T09:45:21-04:00</CreDtTm>
      <NbOfTxs>1</NbOfTxs>
      <SttlmInf>
        <SttlmMtd>CLRG</SttlmMtd>
        <ClrSys><Cd>FDW</Cd></ClrSys>
      </SttlmInf>
    </GrpHdr>
    <CdtTrfTxInf>
      <PmtId>
        <InstrId>FWINS20260507001</InstrId>
        <EndToEndId>E2E-20260507-001</EndToEndId>
        <UETR>6f8e2c1a-9b4d-4f3e-a1b8-2c3d4e5f6789</UETR>
      </PmtId>
      <PmtTpInf><LclInstrm><Prtry>CTRC</Prtry></LclInstrm></PmtTpInf>
      <IntrBkSttlmAmt Ccy="USD">510000.74</IntrBkSttlmAmt>
      <IntrBkSttlmDt>2026-05-07</IntrBkSttlmDt>
      <InstdAmt Ccy="USD">510000.74</InstdAmt>
      <ChrgBr>SLEV</ChrgBr>
      <InstgAgt><FinInstnId><ClrSysMmbId><ClrSysId><Cd>USABA</Cd></ClrSysId><MmbId>011104238</MmbId></ClrSysMmbId></FinInstnId></InstgAgt>
      <InstdAgt><FinInstnId><ClrSysMmbId><ClrSysId><Cd>USABA</Cd></ClrSysId><MmbId>021040078</MmbId></ClrSysMmbId></FinInstnId></InstdAgt>
      
      <Dbtr><Nm>ACME CORPORATION</Nm><PstlAdr><StrtNm>Avenue of the Fountains</StrtNm><BldgNb>167565</BldgNb><Room>Suite D110</Room><PstCd>85268</PstCd><TwnNm>Fountain Hills</TwnNm><CtrySubDvsn>AZ</CtrySubDvsn><Ctry>US</Ctry></PstlAdr></Dbtr>
      <DbtrAcct><Id><Othr><Id>123456789012</Id></Othr></Id></DbtrAcct>
      <DbtrAgt><FinInstnId><ClrSysMmbId><ClrSysId><Cd>USABA</Cd></ClrSysId><MmbId>021000021</MmbId></ClrSysMmbId><Nm>Bank A</Nm><PstlAdr><StrtNm>Avenue A</StrtNm><BldgNb>66</BldgNb><PstCd>60532</PstCd><TwnNm>Lisle</TwnNm><CtrySubDvsn>IL</CtrySubDvsn><Ctry>US</Ctry></PstlAdr></FinInstnId></DbtrAgt>
      
      
      
      <CdtrAgt><FinInstnId><ClrSysMmbId><ClrSysId><Cd>USABA</Cd></ClrSysId><MmbId>121000248</MmbId></ClrSysMmbId><Nm>Bank B</Nm><PstlAdr><StrtNm>Main Street</StrtNm><BldgNb>10</BldgNb><PstCd>10001</PstCd><TwnNm>New York</TwnNm><CtrySubDvsn>NY</CtrySubDvsn><Ctry>US</Ctry></PstlAdr></FinInstnId></CdtrAgt>
      <Cdtr><Nm>WIDGETS INC</Nm><PstlAdr><StrtNm>Market Street</StrtNm><BldgNb>500</BldgNb><PstCd>94105</PstCd><TwnNm>San Francisco</TwnNm><CtrySubDvsn>CA</CtrySubDvsn><Ctry>US</Ctry></PstlAdr></Cdtr>
      <CdtrAcct><Id><Othr><Id>987654321098</Id></Othr></Id></CdtrAcct>
      
      <RmtInf><Strd><RfrdDocInf><Tp><CdOrPrtry><Cd>CINV</Cd></CdOrPrtry></Tp><Nb>INV34563</Nb><RltdDt>2026-05-01</RltdDt></RfrdDocInf></Strd></RmtInf>
    </CdtTrfTxInf>
  </FIToFICstmrCdtTrf>
</Document>